XRP Price Prediction: Can Ripple Ledger Expansion Push XRP to $2?

In the early part of 2026, Ripple’s XRP Ledger (XRPL) is undergoing major expansion in partnership with Aviva Investors. Since the announcement, XRP has shown a small sign of recovery and is trading above $1.40 on Thursday. This article will look at whether XRP’s infrastructure expansion can bring back buyers and push its price to $2.

Ripple’s Collaboration With Aviva Investors

Ripple and Aviva Investors entered a partnership to bring real-world assets (RWAs) onto the XRP Ledger (XRPL) through tokenization. While Ripple is working on expanding its presence in the UK and across Europe, Aviva, a UK-based company, deals with fund tokenization.

Jill Barber, Chief Distribution Officer at Aviva Investors, said, “We believe there are many benefits that tokenisation can bring to investors, including improvements in terms of both time and cost efficiency.”

Tokenization of real-world assets has become prominent, and many asset management companies like BlackRock and Franklin Templeton have introduced structured funds on protocols like Ethereum. XRP Ledger has been working towards it.

Ripple has often hinted at its broad tokenization plans, aiming to retain significant market share over the next few years. In collaboration with Aviva, the company might release the product this year.

Ripple’s Other Institutional Moves

Apart from collaboration with Aviva Investors, Ripple has been working to tokenize the U.S. Treasury Bills on the XRPL to provide high-value, liquid assets for institutional investors. It is seen as the company’s strategy to integrate real-world assets (RWAs) into decentralized finance.

Using the Interledger Protocol (ILP), Ripple enabled direct interoperability between the XRPL and the SWIFT network, bridging the gap between legacy banking and blockchain.

In February, Ripple Labs minted millions in RLUSD, its native stablecoin, which pushed the token to a $1.5 billion valuation.

XRP is weighed down by weak retail and institutional interest

XRP is currently undergoing a period of divergent sentiment, meaning a sharp decline in retail and speculative interest, which contrasts with steady institutional accumulation through spot ETFs.
The retail-driven futures Open Interest (OI) has plunged from a record of $10.94 in July to roughly $2.31 billion this week. It indicates a lack of investor confidence in XRP’s ability to recover and sustain an uptrend.
XRP spot ETFs have also faced a downward trend. The cumulative inflows are recorded at $1.23 billion, and net assets under management are at approximately $993 million.

XRP Technical Analysis

Currently, XRP is trading around $1.37, indicating a significant correction from its high of $3.65 in July 2025. Despite the bearish pressure, analysts and market experts suggest that continued infrastructure development and expansion of the Ripple Ledger (XRPL) could drive institutional adoption and push XRP towards $2.

XRP is currently trading below its 20-day EMA and 50-day EMA, which are acting as immediate overhead resistance. The 200-day EMA is a critical point; a decisive break below could push the price towards $1.12 – $1.24.

The Relative Strength Index (RSI) is around 60.6, suggesting the price could move in either direction. However, the MACD has turned negative, indicating a loss of upward strength.

The key support level is $1.30 and is considered a critical zone. Immediate resistance is at $1.41 – $1.45. XRP should reclaim the $1.50 – $1.53 zone to shift the market movement to a medium-term bullish recovery.

Bottomline

XRP is currently in a sluggish phase, and $1.30 is considered a key support level. Analysts expect that Ripple’s recent strategic plans, including a partnership with Aviva Investors, could drive up the price of XRP. Many consider that infrastructure improvements and the expansion of the Ripple ledger could push the price towards $2.